In its recent decision in Vale Canada Limited v. Royal and SunAlliance Insurance Company of Canada, Ontario’s top court confirmed what a layperson would think to be obvious: that an insurer that chooses to underwrite and insure Ontario risks can expect to be required to litigate resulting coverage disputes in Ontario. The above simple proposition was somewhat complicated by the complex factual and insurance background to the case. In particular, Vale, a mining company with international operations, had placed some 92 policies of insurance worldwide with 24 primary and excess insurers over the course of several decades of operations in Canada ... [more] Full article